Integration
70%+
Reduction in development time with Carat.
Our simple, configurable, and iterative integration process streamlines a unified payments, reporting, and boarding experience within your current infrastructure. By minimizing maintenance efforts and reducing operational costs, we empower you to innovatively engage consumers and elevate your brand's presence.
Get started
“Experience speed like never before”
- A leading home improvement retailer integrated, tested, and launched on our platform all in just 24 hours.
matters to you
Create more secure, frictionless consumer experiences across virtually all payment methods, channels, devices and partners - on a global scale.
our API
Built by developers for developers, our modern Restful
API saves time and coding effort for merchants that want
to create seamless customer experiences across channels.
Access the Carat platform and the powerful assets of
Fiserv through a simple yet powerful omnichannel API.
existing code
Reduce conversion effort by keeping your current
messaging specifications. Simplify integration and
eliminate incremental development or reliance on
third-party POS vendors by leveraging our translator.
Our translator supports industry standard messaging
specifications and many legacy formats, ensuring fast
integration with our API.
routing
Save time and reduce costs with intelligent transaction
routing to multiple acquirers that is configurable to
your business, risk profile, or market presence.
Maximize uptime and performance. Maintain connections to
local acquirers. When a soft-decline happens, ensure a
frictionless customer experience by re-routing
automatically.
Elevate your payment strategy, redefine efficiency, and
optimize every transaction.
and Sandbox
Agile, digital-forward, developer-engineered solutions
that are easy to adopt. Build and validate your code
quickly using documentation and our API Explorer to test
against a live sandbox prior to deploying.
Test Go-live Speed
