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    What we do
    Explore the Carat Platform

    Orchestrate payments and commerce experiences.

    Alternative Payments

    Engage more customers and lower the cost of payments.

    Secure Commerce

    Protect your brand.

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    Control Center

    Take control of your business with data and insights.

    Omnichannel Commerce

    Imagine and realize new customer experiences.

    Payment Engine

    Simplify global payments and offer more choice.

    Payment Optimisation

    Grow revenue, lower costs, reduce risk.

    Integration

    Simplify integration and get to market faster.

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    Local Payments & Wallets

    Unlock revenue in markets that matter to you.

    Currency Solutions

    Attract more customers and reduce cart abandonment.

    Payouts / Disbursements

    Deliver fast, more secure, cost-effective payouts.

    Gift & Branded Currency

    Drive customer acquisition, retention, and loyalty.

    Buy Now, Pay Later

    Increase your mix to cater to budget-conscious consumers.

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    Fraud Mitigation

    Help reduce fraud losses and maximize acceptance.

    Encryption & Tokenisation

    Help secure your business with multiple layers of end-to-end protection.

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    Driving Growth for Retailers
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    Payment Optimization Checklist
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    Payment Optimization Checklist
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Global Currency

Global Currency Solutions

Offer international shoppers local currency pricing to help grow revenue, reduce friction, and lower cross-border fees.

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Consumers prefer in-country shopping experiences

92%

of shoppers prefer to pay in their local currency.1

33%

of shoppers will abandon the cart if pricing is not in a familiar currency.1

51%

of global consumers say they’ll do more cross-border online shopping.2

Currency is the language of commerce

Improve sales conversion and reduce cart abandonment by displaying and selling products in currencies that your customers understand. A familiar experience can turn browsers into buyers.

  • More currency choice at POS
  • Exact purchase price known
  • Less confusion & chargebacks
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Acquire new customers on a global scale

Make it easy for customers around the world to do business with you. Accept secure and seamless omnichannel payments in 140+ currencies reaching 190+ countries, and receive funding in your base currency.

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    Flexible solutions. Simple integration.

    We offer customizable options with a wide range of applications that can quickly integrate into your business model, plus actionable data to analyze performance and streamline reconciliation.

    Dynamic Currency Conversion

    Offer customers the choice to pay in their own currency at checkout.

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    Dynamic Pricing

    Dynamically converts pricing into multiple currencies without risk.

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    Multicurrency Pricing

    Select your currencies, set pricing, and manage the customer experience.

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    Ideas and inspiration

    article

    Checklist

    Adding transparency to cross-border commerce

    article

    Article

    Digital commerce in Latin American markets

    article

    Action Plan

    Enable payments action plan

    Tell us your vision and we'll bring the solution

    We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.

    Contact us

    Sources: 1. Shopify, 2. BlueSnap

    Explore more Carat solutions

    • Omnichannel Experiences
    • Local Payments & Wallets
    • Gift & Branded Currency
    • Payment Optimisation
    • Currency Solutions
    • Buy Now, Pay Later
    • Payouts & Disbursements
    • Encryption & Tokenisation
    • Fraud Mitigation
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    © 2025 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv and Carat are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. All trademarks referenced here are the property of the respective owners. First Data Merchant Services LLC is a registered ISO of Wells Fargo Bank, N.A, Concord, CA; Deutsche Bank G, New York, NY; BBVA USA, Birmingham, AL; MVB Bank, Fairmont, WV; and Pathward, N.A, Sioux Falls, SD. Outside of the US, Carat may be provided by Fiserv affiliates and/or financial service providers in the applicable region. Carat solution availability and functionality may vary by region. Contact us for further information.

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